Home loans from HDFC (Housing Development Finance Corporation) are offered at low interest rates for a maximum tenure of 30 years. Customers can apply for a home loan from HDFC online and submit their documents online. You can use the online quote request to verify your loan eligibility. The organization offers personalized home loan options to match your unique requirements.
Applying for an HDFC Limited home loan is simple and hassle-free. Customers can also avail attractive interest rates on HDFC Limited home loans. The best part is that you can apply for an HDFC Limited home loan online in a very simple way. Customers can apply for a home loan from HDFC Limited with an approval time of less than five days and a maximum loan tenure of 30 years. Affordable housing loans are specifically designed for borrowers who are salaried or self-employed. Check out Canara Bank.
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Features and Benefits of HDFC Home Loans
- Home loans for purchasing various types of properties.
- Professional technical and legal counseling.
- An integrated network of branches.
- PMAY interest subsidies.
- Completely digital procedure.
- Seamless documentation.
- Digital home loan management.
- Customized options for repayment.
- 24-7 support.
HDFC Home Loan Eligibility Criteria
| Eligibility Criteria | Details |
| Age | 21-65 years |
| Employment Status | Self-employed or salaried borrowers |
| Residency | Resident of India |
| Co-applicants | Co-applicants allowed; women co-applicants may receive better interest rates |
Charges & Fees for HDFC Ltd Home Loans
- The processing fee is 0.50% of the loan amount or Rs 3,000, whichever is higher, in addition to relevant taxes. The minimum retention amount is 50% of the application cost or Rs 3,000 plus applicable taxes, whichever is higher.
- Late payment charges are up to 24% per annum.
| Charge | Amount |
| Check Dishonor | Rs. 300 |
| Document List | Up to Rs. 500 |
| Document Photo Copies | Up to Rs. 500 |
| PDC Swap | Up to Rs. 500 |
| Disbursement Cheque Cancellation Charge After Disbursal | Up to Rs. 500 |
| Re-Appraisal Of Loan After 6 Months From Sanction | Up to Rs. 2,000 + taxes |
You may also check Axis Bank Business Loan.
Documents Required for HDFC Ltd Home Loans:
- ID and Address Proof
- Property Documents
- Income Proof
Transferring Balance on HDFC Limited Home Loan
Customers can avail of balance transfer loans at affordable interest rates. If you move from another bank, you are eligible for a top-up loan of up to Rs 50 lakh. Competitive interest rates and personalized repayment options are available to suit your needs.
HDFC Limited Customer Care Number for Home Loan
You can write HDFCHOME to 56767 or give a missed call to +91-9289200017.
