For all your financial needs, HDFC Bank is a one-stop shop – known as the Bank of Trust. Loans from HDFC Bank can be used for a wide range of purposes, including financing a business, home, or an individual. Enjoy affordable interest rates and a simple loan application process. Consumer loans from HDFC Bank are designed to fulfill your ambitions quickly and affordably. Get on the road to financial success by joining millions of people who trust HDFC Bank for their financial needs.
Mumbai is the corporate headquarters of Indian banking and financial services provider HDFC Bank Limited. As of July 2023, it was the fourth-largest bank in the world by market value and the largest private sector bank in India by assets. The corporation traded on the Indian stock exchanges is the second-largest, with a market valuation of $172 billion.
With 8,344 branches and 19,727 ATMs spread across 3,811 locations, HDFC Bank is well-represented in the country. It is one of the largest employers in India, with approximately 177,000 permanent employees. The bank offers various financial services and products, such as investment banking, credit cards, loans, insurance, and personal and business banking.
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Features and Benefits of HDFC Bank
Due to its many features and benefits, HDFC Bank is a preferred choice for financial services. Following are some of the key points:
| Feature | Benefit |
Extensive Branch and ATM Network | Ensures convenient access to banking services with a vast network of branches and ATMs across India. |
Online and Mobile Banking | Allows customers to perform transactions, manage accounts, and pay bills from the comfort of their homes. |
Diverse Product Portfolio | Offers a wide range of financial products like savings accounts, fixed deposits, loans, and insurance. |
Competitive Interest Rates | Provides attractive interest rates on deposits and loans, helping customers grow savings or borrow at competitive rates. |
Personalized Customer Service | Offers dedicated relationship managers and 24/7 support for personalized assistance and customer care. |
Innovative Technology | Adopts cutting-edge technology like contactless payments and digital wallets for enhanced customer experience. |
Reward Programs | Provides cashback offers and reward programs on credit/debit card transactions for everyday savings. |
International Banking | Facilitates seamless international banking with services like foreign currency accounts and remittances. |
Wealth Management Services | Offers tailored financial services like investment advisory and portfolio management for high-net-worth individuals. |
Corporate Social Responsibility | Engages in CSR initiatives, focusing on education, healthcare, rural development, and sustainability. |
Products and Services Offered by HDFC Bank
Money Transfer
HDFC Bank offers secure and seamless domestic and international money transfer services. With advanced technology and a strong network, customers can experience fast and reliable transactions, ensuring their money reaches its destination instantly.
Cards
HDFC Bank offers a wide range of cards to suit different financial needs:
- Credit Cards: Offer rewards, cashback, and convenient purchasing power.
- Debit Cards: Simplify everyday transactions with easy access to funds.
Bill Payments
The bank’s bill payment services allow customers to pay utility bills, insurance premiums, and credit card bills in one place. The platform is secure and user-friendly, making managing monthly bills convenient and hassle-free.
Accounts
- Savings Accounts: Offer competitive interest rates and easy access to funds for individuals.
- Current Accounts: Designed for businesses, these accounts help streamline day-to-day operations and transactions.
Deposits
HDFC Bank offers a variety of deposit options to help customers grow their savings:
- Fixed Deposits: Attractive interest rates with flexible tenures.
- Recurring Deposits: Ideal for systematic savings with monthly deposits.
- Tax-Saving Deposits: Customised for tax planning, offers dual benefits of savings and tax exemptions.
Demat Account
HDFC Bank’s Demat Account services enable customers to securely hold and manage their securities electronically. This makes tracking investments and buying and selling shares more transparent and efficient.
Bonds and Securities
The Bank offers customers access to a wide range of investment products, including government bonds, corporate bonds, and other fixed-income securities, helping them diversify their portfolios.
Mutual Funds
Through partnerships with leading asset management companies, HDFC Bank offers access to various mutual fund options that cater to different risk profiles and investment goals.
Loans
HDFC Bank offers several loan options to meet various financial needs:
- Personal Loans: Quick access to funds for personal expenses.
- Home Loans: Competitive rates and flexible repayment options to buy or build a home.
- Car Loans: Financing for new or used vehicles.
- Business Loans: Customised financing solutions to support business growth.
Life Insurance
HDFC Bank offers life insurance products to provide financial security to individuals and their families. These plans are customizable to ensure comprehensive coverage based on specific needs.
Health Insurance
HDFC Bank offers a range of health insurance plans, which cover medical expenses, hospitalization, and critical illnesses. These plans help ensure that individuals and their families receive the best healthcare services without financial stress.
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Loans offered by HDFC Bank
| HDFC Bank Loans | Features |
HDFC Bank Home Loan | Interest Rate: 8.35% – 9.4%Processing Fee: ₹4,999 One time feeLoan Amount/Tenure: ₹1L – ₹10Cr Tenure (1 – 30 Years) |
HDFC Bank Personal Loan | Interest Rate: 10.5% – 24%Processing Fee: ₹4,999 One time feeLoan Amount/Tenure: ₹50K – ₹40L Tenure(1 – 5 Years) |
HDFC Bank Business Loan | Interest Rate: 10% – 22.5%Processing Fee: Up to 2.00%* of the loan amount.Loan Amount/Tenure: ₹50K – ₹50L Tenure(1 – 4 Years) |
HDFC Bank Loan Against Property | Interest Rate: 9.5% – 11%Processing Fee: Up to 1% of the loan amount (minimum Rs 75,000)Loan Amount/Tenure: ₹49L – ₹5Cr Tenure(Up to 15 Years) |
HDFC Bank Corporate Office Details with Contact
| Corporate Office Address | HDFC House, H T Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai – 400 020 |
| Customer Care Contact Numbers | 1800 202 6161 / 1860 267 6161 |
| Email ID | N/A |
